The ability to change one type of matter into another type (or the inability to change) is a chemical property. Examples of chemical properties include flammability, toxicity, acidity, and many other types of reactivity. Iron, for example, combines with oxygen in the presence of water to form rust (oxidization); chromium does not oxidize (see figure below). Nitroglycerin is very dangerous because it explodes easily; neon poses almost no hazard because it is very unreactive.
A chemical change always produces one or more types of matter that differ from the matter present before the change. The formation of rust is a chemical change because rust is a different kind of matter than the iron, oxygen, and water present before the rust formed. The explosion of nitroglycerin is a chemical change because the gases produced are very different kinds of matter from the original substance. Other examples of chemical changes include reactions that are performed in a lab (such as copper reacting with nitric acid), all forms of combustion (burning), and food being cooked, digested, or rotting ([link]).